HERERPROPERTY GROUP
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First-time buyers

Your first home, step by step

Buying your first home is a big deal. We break it down into clear steps so you always know where you are and what comes next.

The first-time buyer guide
1

Figure out your budget

Before anything else, we'll connect you with a trusted local lender who can review your income, credit, and savings. A pre-approval tells you exactly what you can afford — and it puts you in a strong position when you find the right home.

2

Define what you're looking for

Location, size, school district, commute — we'll help you separate the must-haves from the nice-to-haves and translate your priorities into a realistic search strategy.

3

Tour homes with intention

We'll bring a trained eye to every showing — pointing out red flags, asking the right questions, and helping you compare options so you're not making decisions based on staging alone.

4

Make a strong offer

When you're ready, we'll build your offer around real comparable sales — not emotion. We'll explain every term, protect your interests with the right contingencies, and negotiate on your behalf.

5

Navigate inspection and closing

From inspection to final walkthrough, we keep every detail organized so nothing slips through the cracks. You'll know exactly what's happening and why at every step.

Minnesota first-time buyer programs

You may qualify for down payment assistance.

Minnesota Housing and local programs like MHFA Start Up, Step Up, and Metro HRA offer low-interest loans and grants that can significantly reduce what you need at closing. We’ll connect you with a lender who knows these programs.

Talk to us about your options